Saturday, February 15, 2020

Term

𝘛𝘦𝘳𝘮 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 

 Is 𝘵𝘩𝘦 𝘮𝘰𝘴𝘵 𝘢𝘧𝘧𝘰𝘳𝘥𝘢𝘣𝘭𝘦 𝘧𝘰𝘳𝘮 𝘰𝘧 𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘵𝘩𝘢𝘵 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘴 𝘗𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺 𝘧𝘰𝘳 𝘢 𝘴𝘱𝘦𝘤𝘪𝘧𝘪𝘤 𝘱𝘦𝘳𝘪𝘰𝘥.
⛱𝘛𝘩𝘪𝘴 𝘱𝘭𝘢𝘯 𝘪𝘴 𝘢𝘱𝘱𝘭𝘪𝘤𝘢𝘣𝘭𝘦 𝘵𝘰 𝘵𝘩𝘰𝘴𝘦 𝘱𝘦𝘳𝘴𝘰𝘯𝘴 𝘸𝘩𝘰 𝘩𝘢𝘷𝘦 𝘭𝘪𝘮𝘪𝘵𝘦𝘥 𝘣𝘶𝘥𝘨𝘦𝘵 𝘣𝘶𝘵 𝘴𝘵𝘪𝘭𝘭 𝘸𝘢𝘯𝘵 𝘵𝘰 𝘱𝘳𝘰𝘵𝘦𝘤𝘵 𝘵𝘩𝘦 𝘧𝘶𝘵𝘶𝘳𝘦 𝘰𝘧 𝘵𝘩𝘦𝘪𝘳 𝘧𝘢𝘮𝘪𝘭𝘺 𝘪𝘯 𝘤𝘢𝘴𝘦 𝘴𝘰𝘮𝘦𝘵𝘩𝘪𝘯𝘨 𝘣𝘢𝘥 𝘩𝘢𝘱𝘱𝘦𝘯𝘴.




𝘚𝘶𝘯 𝘚𝘢𝘧𝘦𝘳 𝘓𝘪𝘧𝘦 


📌𝘐𝘵 𝘪𝘴 𝘢 5-𝘺𝘦𝘢𝘳𝘭𝘺 𝘳𝘦𝘯𝘦𝘸𝘢𝘣𝘭𝘦 𝘢𝘯𝘥 𝘤𝘰𝘯𝘷𝘦𝘳𝘵𝘪𝘣𝘭𝘦 𝘵𝘦𝘳𝘮 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘵𝘩𝘢𝘵 𝘰𝘧𝘧𝘦𝘳𝘴 𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘱𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘰𝘯 𝘦𝘲𝘶𝘪𝘷𝘢𝘭𝘦𝘯𝘵 𝘵𝘰 200% 𝘰𝘧 𝘵𝘩𝘦 𝘍𝘢𝘤𝘦 𝘈𝘮𝘰𝘶𝘯𝘵 𝘶𝘯𝘵𝘪𝘭 𝘢𝘨𝘦 75.
📌𝘛𝘩𝘦 𝘱𝘭𝘢𝘯 𝘢𝘶𝘵𝘰𝘮𝘢𝘵𝘪𝘤𝘢𝘭𝘭𝘺 𝘳𝘦𝘯𝘦𝘸𝘴 𝘦𝘷𝘦𝘳𝘺 5 𝘺𝘦𝘢𝘳𝘴 𝘶𝘯𝘵𝘪𝘭 𝘢𝘨𝘦 74 (𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘦𝘷𝘪𝘥𝘦𝘯𝘤𝘦 𝘰𝘧 𝘪𝘯𝘴𝘶𝘳𝘢𝘣𝘪𝘭𝘪𝘵𝘺) 𝘢𝘯𝘥 𝘱𝘳𝘦𝘮𝘪𝘶𝘮 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘦𝘴 𝘢𝘴 𝘺𝘰𝘶 𝘳𝘦𝘯𝘦𝘸 𝘰𝘳 𝘤𝘰𝘯𝘷𝘦𝘳𝘵 𝘵𝘩𝘦 𝘱𝘭𝘢𝘯 𝘵𝘰 𝘦𝘪𝘵𝘩𝘦𝘳 𝘞𝘩𝘰𝘭𝘦 𝘓𝘪𝘧𝘦, 𝘌𝘯𝘥𝘰𝘸𝘮𝘦𝘯𝘵 𝘰𝘳 𝘝𝘜𝘓 (𝘢𝘵 𝘢𝘵𝘵𝘢𝘪𝘯𝘦𝘥 𝘢𝘨𝘦).

📌 𝘈𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘳𝘪𝘥𝘦𝘳𝘴 𝘢𝘳𝘦 𝘈𝘤𝘤𝘪𝘥𝘦𝘯𝘵𝘢𝘭 𝘋𝘦𝘢𝘵𝘩 𝘉𝘦𝘯𝘦𝘧𝘪𝘵 𝘢𝘯𝘥 𝘛𝘰𝘵𝘢𝘭 𝘋𝘪𝘴𝘢𝘣𝘪𝘭𝘪𝘵𝘺 𝘉𝘦𝘯𝘦𝘧𝘪𝘵.



*𝘕𝘰 𝘴𝘢𝘷𝘪𝘯𝘨𝘴 𝘤𝘰𝘮𝘱𝘰𝘯𝘦𝘯𝘵. 𝘔𝘢𝘪𝘯 𝘱𝘶𝘳𝘱𝘰𝘴𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘱𝘭𝘢𝘯 𝘪𝘴 𝘱𝘶𝘳𝘦 𝘱𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘰𝘯.
*𝘛𝘩𝘪𝘴 𝘱𝘭𝘢𝘯 𝘪𝘴 𝘱𝘦𝘳𝘧𝘦𝘤𝘵 𝘧𝘰𝘳 𝘵𝘩𝘰𝘴𝘦 𝘪𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭𝘴 𝘸𝘩𝘰 𝘢𝘳𝘦 𝘭𝘰𝘰𝘬𝘪𝘯𝘨 𝘧𝘰𝘳 𝘴𝘪𝘮𝘱𝘭𝘦 𝘢𝘯𝘥 𝘱𝘶𝘳𝘦 𝘱𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘰𝘯 𝘱𝘳𝘰𝘥𝘶𝘤𝘵, 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘵𝘰 𝘤𝘰𝘷𝘦𝘳 𝘢𝘯 𝘦𝘹𝘪𝘴𝘵𝘪𝘯𝘨 𝘭𝘰𝘢𝘯,
* H𝘦𝘭𝘱 𝘱𝘢𝘺 𝘢 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘰𝘳 𝘱𝘢𝘺-𝘰𝘧𝘧 𝘦𝘴𝘵𝘢𝘵𝘦 𝘵𝘢𝘹𝘦𝘴, 𝘢𝘥𝘥𝘪𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘰𝘯 𝘢𝘵 𝘭𝘰𝘸 𝘤𝘰𝘴𝘵 f𝘰𝘳 𝘵𝘩𝘰𝘴𝘦 𝘸𝘩𝘰 𝘩𝘢𝘷𝘦 𝘦𝘹𝘪𝘴𝘵𝘪𝘯𝘨 𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘱𝘰𝘭𝘪𝘤𝘪𝘦𝘴 𝘸𝘪𝘵𝘩 𝘪𝘯𝘢𝘥𝘦𝘲𝘶𝘢𝘵𝘦 𝘤𝘰𝘷𝘦𝘳𝘢𝘨𝘦.






𝘚𝘶𝘯 𝘓𝘪𝘧𝘦 𝘈𝘴𝘴𝘶𝘳e benefit 


CRITICAL ILLNESS COVERAGE coverage until age 70

Worry less about costly treatment and hospital bills. Upon diagnosis or undergoing of any of the 36 covered critical illnesses and surgeries, you can get a lump sum cash benefit equal to your plan's Face Amount. 


For maximum protection, you can enhance your plan through the addition of riders to cover unforeseen contingencies such as accidents and disability.


LIFE INSURANCE PROTECTION 

Secure your loved ones' future with guaranteed life insurance protection equivalent to the policy's Face Amount.


AUTOMATIC RENEWABILITY

Your coverage automatically renews every 5 years with premiums adjusted based on the Insured's attained age upon renewal. This provides protection until age 70 regardless of your health condition. Thus, you are provided with longer protection from unexpected serious illnesses.



💡 This provides coverage until age 70 of the insured for both death and critical illness. 

💡Once the death benefit or the critical illness benefit has been claimed, the policy terminates


36 Covered Critical Illnesses and Surgeries




*𝘱𝘶𝘳𝘱𝘰𝘴𝘦 𝘪𝘴 𝘮𝘢𝘪𝘯𝘭𝘺 𝘧𝘰𝘳 𝘱𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘰𝘯.

*𝘈𝘭𝘴𝘰, 𝘵𝘩𝘦 𝘱𝘭𝘢𝘯 𝘪𝘴 𝘯𝘰𝘵 𝘤𝘰𝘯𝘷𝘦𝘳𝘵𝘪𝘣𝘭𝘦 𝘢𝘯𝘥 𝘱𝘦𝘳𝘧𝘦𝘤𝘵 𝘧𝘰𝘳 𝘵𝘩𝘰𝘴𝘦 𝘪𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭𝘴 𝘸𝘩𝘰 𝘢𝘳𝘦 𝘭𝘰𝘰𝘬𝘪𝘯𝘨 𝘧𝘰𝘳 INCOME PROTECTION 𝘢𝘯𝘥 HEALTH








𝘚𝘶𝘯 𝘔𝘢𝘪𝘥𝘦𝘯


📌 𝘛𝘩𝘪𝘴 𝘱𝘭𝘢𝘯 𝘪𝘴 𝘢𝘭𝘴𝘰 𝘢 5-𝘺𝘦𝘢𝘳𝘭𝘺 𝘳𝘦𝘯𝘦𝘸𝘢𝘣𝘭𝘦 𝘵𝘦𝘳𝘮 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘢𝘯𝘥 𝘯𝘰𝘵 𝘤𝘰𝘯𝘷𝘦𝘳𝘵𝘪𝘣𝘭𝘦.
📌 𝘐𝘵 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘴 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘴𝘴𝘪𝘴𝘵𝘢𝘯𝘤𝘦 𝘸𝘩𝘦𝘳𝘦𝘪𝘯 𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘸𝘪𝘭𝘭 𝘣𝘦 𝘨𝘪𝘷𝘦𝘯 𝘢 𝘱𝘦𝘳𝘤𝘦𝘯𝘵𝘢𝘨𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘧𝘢𝘤𝘦 𝘢𝘮𝘰𝘶𝘯𝘵 𝘧𝘰𝘳 𝘍𝘦𝘮𝘢𝘭𝘦 𝘚𝘱𝘦𝘤𝘪𝘧𝘪𝘤 𝘊𝘳𝘪𝘵𝘪𝘤𝘢𝘭 𝘐𝘭𝘭𝘯𝘦𝘴𝘴𝘦𝘴.

📌𝘛𝘩𝘦 𝘱𝘭𝘢𝘯 𝘪𝘯𝘤𝘭𝘶𝘥𝘦𝘴 𝘍𝘙𝘌𝘌 5 𝘋𝘪𝘢𝘨𝘯𝘰𝘴𝘵𝘪𝘤/𝘗𝘳𝘦𝘷𝘦𝘯𝘵𝘪𝘷𝘦 𝘗𝘳𝘰𝘤𝘦𝘥𝘶𝘳𝘦𝘴 𝘸𝘪𝘵𝘩𝘪𝘯 𝘵𝘩𝘦 𝘧𝘪𝘳𝘴𝘵 10 𝘺𝘦𝘢𝘳𝘴 𝘰𝘧 𝘵𝘩𝘦 𝘱𝘰𝘭𝘪𝘤𝘺 𝘸𝘩𝘪𝘤𝘩 𝘤𝘢𝘯 𝘣𝘦 𝘢𝘷𝘢𝘪𝘭𝘦𝘥 𝘰𝘯𝘤𝘦 𝘢𝘯𝘯𝘶𝘢𝘭𝘭𝘺 𝘢𝘧𝘵𝘦𝘳 𝘵𝘩𝘦 1𝘴𝘵 𝘱𝘰𝘭𝘪𝘤𝘺 𝘢𝘯𝘯𝘪𝘷𝘦𝘳𝘴𝘢𝘳𝘺.
📌𝘍𝘰𝘳 𝘔𝘢𝘪𝘥𝘦𝘯 𝘗𝘭𝘶𝘴, 𝘮𝘢𝘵𝘦𝘳𝘯𝘪𝘵𝘺 𝘣𝘦𝘯𝘦𝘧𝘪𝘵 𝘰𝘧 2% 𝘰𝘧 𝘵𝘩𝘦 𝘧𝘢𝘤𝘦 𝘢𝘮𝘰𝘶𝘯𝘵 𝘧𝘰𝘳 𝘦𝘷𝘦𝘳𝘺 𝘤𝘩𝘪𝘭𝘥 𝘥𝘦𝘭𝘪𝘷𝘦𝘳𝘦𝘥; 𝘮𝘢𝘹𝘪𝘮𝘶𝘮 𝘰𝘧 3 𝘤𝘩𝘪𝘭𝘥𝘳𝘦𝘯.
📌 𝘐𝘵 𝘸𝘪𝘭𝘭 𝘱𝘳𝘰𝘷𝘪𝘥𝘦 𝘺𝘰𝘶 10% 𝘧𝘰𝘳 𝘢𝘯𝘺 𝘰𝘧 𝘵𝘩𝘦 𝘧𝘰𝘭𝘭𝘰𝘸𝘪𝘯𝘨 𝘗𝘳𝘦𝘨𝘯𝘢𝘯𝘤𝘺 𝘊𝘰𝘮𝘱𝘭𝘪𝘤𝘢𝘵𝘪𝘰𝘯𝘴: 𝘌𝘤𝘵𝘰𝘱𝘪𝘤 𝘗𝘳𝘦𝘨𝘯𝘢𝘯𝘤𝘺, 𝘏𝘺𝘥𝘢𝘵𝘪𝘥𝘪𝘧𝘰𝘳𝘮 𝘔𝘰𝘭𝘦 𝘢𝘯𝘥 𝘋𝘪𝘴𝘴𝘦𝘮𝘪𝘯𝘢𝘵𝘦𝘥 𝘐𝘯𝘵𝘳𝘢𝘷𝘢𝘴𝘤𝘶𝘭𝘢𝘳 𝘊𝘰𝘢𝘨𝘶𝘭𝘢𝘵𝘪𝘰𝘯 (𝘋𝘐𝘊).

📌𝘊𝘰𝘷𝘦𝘳𝘢𝘨𝘦 𝘪𝘴 𝘶𝘯𝘵𝘪𝘭 𝘢𝘨𝘦 65. 𝘈𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘳𝘪𝘥𝘦𝘳𝘴 𝘢𝘳𝘦 𝘈𝘤𝘤𝘪𝘥𝘦𝘯𝘵𝘢𝘭 𝘋𝘦𝘢𝘵𝘩 𝘉𝘦𝘯𝘦𝘧𝘪𝘵, 𝘛𝘰𝘵𝘢𝘭 𝘋𝘪𝘴𝘢𝘣𝘪𝘭𝘪𝘵𝘺 𝘣𝘦𝘯𝘦𝘧𝘪𝘵 𝘢𝘯𝘥 𝘊𝘳𝘪𝘵𝘪𝘤𝘢𝘭 𝘐𝘭𝘭𝘯𝘦𝘴𝘴 𝘉𝘦𝘯𝘦𝘧𝘪𝘵.





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